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Here's What Current Budget Stretcher Premium Members Have To Say!
This site is so packed full of info that I haven't been able to get through half of it. I'm not in debt in big figures 1 credit card very low balance, 2 car loans that will be paid off early next year and our home, but I still love the information in your site enough that I love to have access to all of it. My husband and I each have a savings account and I just started a smarty pig savings account for a deck we want to build next year. Normally my goal is to have at least 1/2 of the money saved before buying something. Our biggest expense is gas, our gas bill normally runs $500 - $600 a month, which we charge to a Citi card, earn dividend rewards on it and pay if off each month.

On top of all the great info on the site you are always giving us new stuff when you get it for free when we are members, you answer emails personally and you really care about us, we aren't just #'s and $'s to you, you have more than proved that. You have that personal touch that is awesome!! You do a great job and I will continue to keep renewing my subscription!

Leigh Lombardi
Harrison, OH

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I love all of the free information - especially all of the ebooks! The services and information that I get are easily worth the subscription price, many times over.

Tina Falasca
www.freestoremall.com
Columbus, OH

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I decided to renew my subscription because there are so many links on my home page. All the information I need about financial questions I have I can get from one of them. I enjoy reading the tips and quite honestly it is just great publication. I've used so much of the information in the one year that I've had it, I'm living a very comfortable life now can enjoy my job instead of it ruling me because I just needed to work to pay bills.

Karen M Bushnell, MBA, SPSM
www.mymonavie.com/karenbushnell

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I renewed my subscription to BSP because I find so many small bits of information to help me save money. I can always browse through the articles and I don't have the clutter of magazines around the house. I have a computer folder marked "financial information" and use it to keep articles I want to reread at a later time. And by receiving the Budget Scretcher Premium I can easily find articles of interest without having to see ads.

Mary G,
Shoreview, MN.

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Terry,

I almost decided NOT to renew... we are currently away from home in Daytona Beach for Bike Week. I was reading my email and saw that my subscription was expiring... I actually deleted the email and thought to myself... that will just save me some money if I don't renew... I thought to myself that I didn't need BSP... but then my subconscious starting talking to me and reminding me how often I refer to that website and how often I rely on the info in the weekly newsletter....To make a long story short... I quickly retrieved the deleted email and renewed my subscription! I just know that it will be the smartest thing I could do for myself this year!

Thank you for always providing us with sound advice and a shoulder to lean on!

Susan Hardway
Fairmont, WV

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WOW - great work! Thank you so much - I will be sure to tell my friends about you! take care and have a GREAT and HEALTHY new year!

S

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Hi Terry!!

I was able to log in with no problems. Just wanted to take a minute to let you know. Once I logged on I remembered how much I enjoyed the content of BSP(and missed it when I didn't have it!!). It has helped me very much over the past year and a half since I moved "out on my own." anyway, thanks for all the great content for the site, past, present and future. It has definitely helped me and I'm sure I'm not the only one! take care,

Kim

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Dear Grandpa Terry;

I love everything about the newsletter!!!!! It has definitely helped my husband and I get out of a huge financial bind and that is where we plan on staying. We both love to read it from beginning to end. There is always something new to learn in each and ever letter you send out. Every time I have had a question in the past you have been very quick to respond to it and then you always add the response in the following newsletter with web sites to go to. You are doing an awesome job. I am very glad I signed up and paid the small amount of money I did for the premium news letter it has been worth every penny. Thank you so much for all the hard work you put into each and every issue. God Bless and keep you and your family. Sincerely;

Trudey

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Just checked out the home page. Only have one word for it: Awesome!! I can hardly wait. You have done a fantastic job. Thanks.

Nancy

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I love all of your work and I have subscribed to your Premium News Letter and I just love it. Thank you so much for helping those of us that need it so desperately for such a wonderful price. You truly are a life saver.

God Bless.
Trudey B

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Terry—

I renewed my subscription because your website is so very helpful to me. I love the tools and hints and your practical, down-to-earth approach.

Thanks for being there to help us out!

Vanessa Dolby

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I decided to renew my subscription to Budget Stretcher Premium because I have learned about a number of things that have helped me in my pursuit of controlling our expenses. I've also been grateful for the community of people sharing my goals. AND I even quoted Grandpa Terry in a sermon I gave at my church (I'm a lay speaker)! Thanks so much for all of the information and support!

Marie Strolin
Trumbull, Connecticut

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Hi Terry,

The reason I renewed was because I wanted to make sure that I didn't let it slip away from me. I enjoy your site so much. It sure has lots of valuable information in it. NOW, I just need to apply it!!!!

Thank you from Hastings, Nebraska.
Cora Hamel

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Dear Grandpa Terry,

I wanted to renew my subscription to Budget Stretcher Premium because I enjoy reading the newsletters each time they are sent because they have updated information about our lives in them. I enjoy reading the readers tips because they also help out in daily living. I feel closer to my budget knowing that help is just a few clicks away when I need it, either from the website itself or through an amail directly to you. You are always helpful and great at responding. I find the resources very helpful and love to read the other articles that come with Budget Stretcher Premium.

Thank you for such a great and helpful program and website.

Deborah Claxton
Nashville, TN
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Dear Friend,

 Life is getting harder... Every payday millions of people just like you are struggling to make their paycheck stretch far enough to meet all of their obligations.

Even if you have been frugal with your money and not overextended yourself the rising prices are eating into your retirement fund, the kid's college money, vacations and in some cases even your ability to pay your bills and buy groceries.

Yes, there is a lot of help available to get you back on track. The internet is full of informative web sites that will help you with certain aspects of your finances. The problem is you have to surf all over the internet and then may not find exactly what you are looking for. That's why you need everything in one convenient location.
6 BUDGET METHODS WITH FORMS, INSTRUCTIONS AND MORE!!
You choose the type of budget and forms that will make your budgeting experience easier for you...


There Is A SECRET To Managing Your Money!

From A Happy BSP Member!
Renewing my subscription to The Budget Stretcher Premium was a "no brainer" for me. I enjoy reading each week's e-mail and I learn a lot of good tips. The free mini e-books alone pays for the subscription. The Budget Stretcher Premium is so worth the low subscription price because the information you receive is practical. You can begin using it immediately.

And it's not all about finances. You can find information about helping your children in school, read classic e-books and learn about the computer, consumer information and crime. Name it and I believe Grandpa Terry has it available. The subscription works for me because when I begin researching a topic throughout the year, I start with The Budget Stretcher.

Janet Hughes
Grantville, Georgia


Please, don't let another day go by wondering how to get your finances in order and have a better life for you and your family when it's so simple.

The only thing standing between you and your dreams is the knowledge to make informed financial decisions using the money you already have. NOW, you have the opportunity to get all of that vast knowledge in one place.

LEARN AN EASY WAY TO PUT MORE MONEY IN YOUR PAYCHECK IN ABOUT 2 WEEKS!!
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Here Is How The Budget Stretcher
Premium System Works!

Managing your money properly boils down to knowledge and tools. Once you have the knowledge of how proper money management works you need the tools to make it work for you. Budget Stretcher Premium provides all of the knowledge and tools you need.

Become A Member - Budget Stretcher Premium (BSP) is a membership site that provides thousands of resources to help you manage your money. Here is what you get with your BSP membership:

Access Your Home Page - Your BSP home page is more than just a landing page when you login. It is a "Starting Point" giving you several immediate steps you can take to kick-start your money management skills.

GET ALL OF THE INFORMATION AND HELP YOU NEED TO MANAGE AND PAY OFF YOUR DEBT EVEN IF YOU ARE BEHIND!!
Take the guesswork out of paying off your debt with the hundreds of resources available to you...


No matter what your current financial situation the below steps will help you get control of your money once and for all starting immediately.

You get the following direct from your home page:
  • Form to enroll in the "Premium Beginner's Guide To Budgeting" Email Course"

  • How to put more money in your paycheck starting next payday

  • "How to Get Motivated, Change Your Life, and Start Living in 11 Simple Steps." online book

  • Download your "Bill Pay Management System" to get your bills and checking account organized

  • Download "The Complete Budget and Bill Organizer" to set up your easy to use budget

  • Real tips you will need to pay off your credit cards with no extra money

  • Determine and Track How Much You Owe using a simple calculating form

  • Request your free "Debt Elimination Summary" that will give you a month by month schedule of how much to pay on each of your debts to pay them off years earlier and save thousands of dollars in interest charges

  • A link to order your 3 free online credit reports authorized by Federal Law
GOT CREDIT CARD DEBT? LEARN WHAT OPTIONS ARE AVAILABLE TO YOU!!
What should you do? Debt Settlement, Negotiation, Consolidation, Management or Bankruptcy. Maybe you just need credit counselling. Learn and Decide...


That's Just The Beginning

Besides your Home Page and Your Member's Resources Page, you have so much more help just waiting for you.

Plus, nearly every week since I started Budget Stretcher Premium I have added one or more resources of interest to every member. This will continue. And, you will be notified of these additions in the "What's New At BSP" section of the Premium newsletter each week.

Think about the last time you searched the web looking for help with your money. Chances are most of the links listed didn't have anything to do with your money questions. You can eliminate that problem with your membership to Budget Stretcher Premium.

From A Happy BSP Member!
Hello Grandpa Terry,

Just thought I'd let you know just how much I truly enjoy being a subscriber to the Budget Stretcher Premium and reading your weekly newsletter. Something I started doing shortly after I became a subscriber was to bookmark the links you provided after opening them to see what they were about.

I even set up a totally separate folder titled "Grandpa Terry" and bookmark those websites/pages specifically to this folder. That way, if I need to go back for whatever reason to reread something, it's readily available instead of having to think over and over, "Now where did I see this on his website?" The latest one I just added just before writing this email is the link for a living will (Project Grace). I believe everyone should have one of these whether we have family or not, assets or not.

Thank you for providing such a useful tool (BSP) filled with so many different topics that I'm sure many need for whatever reasons they do. You can bet I will be renewing next July so I can continue to enjoy reading, learning and implementing the topics that affect me personally.

Jo


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How Will BSP Help You?

Most of us have so many questions about out finances and don't have any idea of where to turn for the answers. When you become a Member of Budget Stretcher Premium you will have the answers at your fingertips. You will learn how to:
    Quickly identify any problem areas in your finances
    Cut your monthly expenses by up to 20%
    Set realistic priorities for your spending
    How to curb your desire to spend on impulse
    Setup an easy system to organize your bills and receipts
    Pay off your debt quick and save money using the Debt Elimination Summary
    What you need to do to ensure your family's future is financially secure
    That you have rights as a consumer. You will learn what they are
    How to be ready the next time an unexpected expense occurs
    How to budget even though your paychecks are never the same
    How to use tried and true methods to cut or eliminate your credit card spending
    An easy way to sort your money so that all of your bills and expense are covered.
    How to start and build a savings even though you've never saved before
    How to make sure all of your monthly payments are paid by the due date every month
    And Much, Much More, All Free With Your Subscription!
LEARN HOW TO CUT YOUR MONTHLY BILLS AND EXPENSES WITHOUT HURTING YOUR LIFESTYLE!
It's alwasy a struggle to decide what to cut in order that you can pay your bills and put food on the table. Get thousands of tips, tricks and ideas available to you at the click of your mouse...


The SECRET Is Something You Already Have...

Here's Even More Free Stuff

Join this exclusive community now and reap the rewards. Everything is FREE For BSP Members!! There are literally hundreds of resources just waiting for you. Here are just a few:

    The Ultimate Personalized Debt Elimination Summary (Value: $39.95)

    You Can Pay Off Your Debt In About Half The Time And Save Thousands! "FREE WITH YOUR SUBSCRIPTION"

    "Submit Your Debt Information To Me And I Will Send You A Detailed and Personalized Schedule Within 48 Hours To Show You Exactly How Much To Pay On Each of Your Debts Each Month To Pay Them Off Years Earlier and Save You Thousands Of Dollars In Interest!"

    With This Debt Schedule There Are No Loans To Consolidate, No Borrowing Money, No Debt Forgiveness And It Constantly Improves Your Credit Score Month After Month, Guaranteed!

    "Living Within Your Means - The Easy Way" (A $47.97 Value)

    Get my 30 years of Personal Financial Management experience all rolled into this 103 page step by step guide to your money. Thousands have been sold but you get this ebook absolutely free when you subscribe. It's been called the "Ultimate Money Management Tool".

    "The "New" Complete Budget and Bill Organizer"(A $19.95 Value)

    This is an organizer like no other and it's Brand New! Easy download and lightning fast navigation. Get Print and Calculating Forms, Complete Instructions and Examples to make the job super easy. If You Need A Budget Solution That Only Takes A Short Time To Setup And A Few Minutes On Payday To Maintain, You Must Have The Complete Budget and Bill Organizer.


    "NEW""The Bill Pay Management System"(A $7.95 Value)

    Never has it been so easy to keep track of your bill paying and your checking account. This easy to use software will completely eliminate paying your bills late and those expensive fees and your checking account will always be up to date and accurate.

THESE YELLOW BOXES ARE JUST SOME OF THE HIGHLIGHTS!
THERE'S SO MUCH MORE!!
When you become a member of Budget Stretcher Premium the benefits are endless and they are available to you anytime day or night...


You Can Use The SECRET Everyday!

    11 Calculating Budget and Credit Card Forms (A $14.95 value)

    Immediate *Free* access to download all 10 of my Calculating Budget and Credit Card Forms plus A Monthly Spending Log. (Excel Forms open fast with a click of the mouse!) These budgeting spreadsheets were created in Excel. If you do not have Excel or a compatible program on your pc a link to download one free of charge is provided.

    "Premium Beginner's Guide To Budgeting" Email Course

    This Email Course is your starter package! You receive a step by step process to explain everything you need to know about how to set up and manage your finance to save you time and make the process as simple as possible. Delivered over 14 days to make sure you have the time to absorb so much information.

    1000s Of Money Saving Tips

    1000s Of Money Saving Tips on our "Tips" page to help you save more money every day! You would have to look long and hard to find the excellent advice these tips provide, all free with your subscription.

    "How To Budget Successfully"

    Receive access to this ebook instantly that is loaded with 35 of my most informative and useful articles regarding your finances.

    The Quick-Find Filing System

    If You've Ever Lost An Important File Or Receipt You Already Know How Important It Is To Get Organized . This brand new ebook will show you What To Keep, Where To Keep It And For How Long and allow you to setup a completely organized filing system of your own.

    Over 1000 Ideas To Start A Home Business

    It's not hard to start a home business and you don't need a lot of money or any experience. Learn how you can start your home business and add extra income to your paycheck. (You even get 23 Ebooks that will show you how YOU can make money on Ebay).

    Weekly Email Newsletter

    A Weekly Email Newsletter that with No Advertising or Pop-Ups. Every week you will receive helpful tips, articles and advice that you can put to use immediately to make you the best money manager you can be.

    Click Here To View A Sample Online Ads Free Newsletter

    Dozens of Links To 10s Of Thousands Of Web Resources.

    Search The Web For Almost Anything Directly From Your Own Enormous Links Directory!

    Over 1000 Quality Online Books!!! (A $2000 Value)

    All quality ebooks on dozens of different topics. You are sure to find what you are looking for. Download As Many As You Want Whenever You Want!!!

    Printable Budget Forms and Worksheets

    All of your printable Budget Forms and Worksheets will be just a click away on any page.

The SECRET Is Not A Piece Of Software..

    Unequaled Support

    A Priority Email Address to contact me with your Comments and Questions. It's Like Having Your Own Personal Financial Adviser Just An Email Away!

    Complete Multi-page Advertising Free Web Site

    Use your website to access all of the benefits of your subscription.

    Click Here To View A Sample of the Budget Stretcher Premium Home Page

    And Much, Much More
    The Budget Stretcher Premium Site will always be a work in progress so the benefits you have when you join is just a start! When I find more to offer, it will be Added.
Frequently Asked Questions About
Budget Stretcher Premium:


Question: How do I know where to start at Budget Stretcher Premium (BSP)?

Answer: When you activate your Membership you will be automatically directed to the BSP home page where you will find everything you need to get started immediately: Here are the items listed on your home page:

  • Form to enroll in the "Premium Beginner's Guide To Budgeting" Email Course
  • How to put more money in your paycheck starting next payday
  • Download your "Bill Pay Management System" to get your bills and checking account organized
  • Download "The Complete Budget and Bill Organizer" to set up your easy to use budget
  • Real tips you will need to pay off your credit cards with no extra money
  • Request your free "Debt Elimination Summary" that will give you a month by month schedule of how much to pay on each of your debts to pay them off years earlier and save thousands of dollars in interest charges
  • A link to order your 3 free online credit reports authorized by Federal Law
Question: How can BSP save me money and time?

Answer: Budget Stretcher Premium is a Membership site designed to help members better manage their time and money. There are literally thousands of links, downloads, software and other items to help you accomplish this goal. Below is just a sample list:

  • Over 1000 Online books on a wide variety of topics
  • Several links to help you boost your Credit Score including FICO's own "Understanding Your FICO Score" which is consider the bible of credit score information
  • Comprehensive information on Bankruptcy including the different Chapters. Also, the new Bankruptcy law is addressed.
  • A long list of different methods and information about understanding and managing your debt and how to protect yourself from debt collectors that don't play by the rules.
  • Several Resources to help you reduce your Grocery budget without cutting back on delicious and healthy food.
  • And the list goes on and on and on...
From A Happy BSP Member!
Hi Terry,

Why I decided to renew my subscription to Budget Stretcher Premium:

Times are tough for many out there right now. Budget Stretcher has so much great information for just a small amount of money per year. One would be foolish NOT to take advantage of everything you have to offer. You have great ideas, wonderful links to other websites and terrific testimonials and helpful information from your subscription audience. The Budget Stretcher Program and your forms are simple to use and easy to understand. You make all of this available for one whole year for less than what I just paid for two large coffees. Keep up the awesome job!

Jane H.
Pelham, NH


Question: Is there anything at BSP that I have to pay extra for?

Answer: Absolutely not. Everything is free to Budget Stretcher Premium members. I do have a few links to top of the line third party software I recommend that you would have to pay for but I have these clearly marked and you can avoid them if you like.

Question: I've tried managing my money on my own but fail everytime. Can I get personal help with my questions?

Answer: That's what Budget Stretcher Premium is all about, your success. I realize that no matter how much information I make available some will still have questions about their own personal financial situation. As a BSP member your questions and concerns will be answered within this a few hours each and every time.

100% 30 Day Money Back Guarantee

What if I told you that you can become a Member Today without any risk at all for the next 30 days. You can enjoy all of the benefits for a full 30 days and if you are not satisfied for any reason I will promptly refund your Membership price, no questions asked!


The Price Is Right

There's a lot of information that is just waiting for you. You can become a Member of Budget Stretcher Premium for only $57 $28.50 Until 12/24/09 for a Lifetime Membership. Never Pay a Renewal Fee.
Budget Stretcher Premium is a better alternative to advertising based web sites. This site is entirely supported by your membership fee. You get this complete web site and newsletter without Advertising or Pop-Ups to help you learn exactly what you need to know to get your money matters on track for one low price..

When You Know The SECRET Everything Becomes Easier!

It's really easy to get Started. Just use the below link to become a member Budget Stretcher Premium. After you have placed your order you will be automatically directed to a web page that will show you how to access your New Web Site and Subscribe you to our Premium newsletter.

Become A BSP Member Today!
(And Learn The SECRET)

Just $57 $28.50 For A Lifetime Membership
Offer Expires 12/24/09

Through Our Secure Server



I manage the Budget Stretcher Premium Membership Site personally and am dedicated to providing you with everything you need for a better financial life for you and your family.

To Your Success!


Terry Rigg (AKA Grandpa Terry)
Editor
Budget Stretcher Premium
Email Address: tre2000@midwest.net

P.S. If you are still not convinced why not contact me with any questions or concerns you may have? Also, if you are having doubts about ordering please take a minute to consider the alternative. You obviously are looking for help with your money. I believe that you will not find another program that will provide so much at a price you can afford.