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    Debt Settlement

  • Credit Card Debt Settlement FAQ's
  • Debt Settlement America Warns Consumers of the Dangers of Debt Consolidation and Credit Counseling

  • Debt Settlement and Income Taxes - What You Need to Know
    By Charles Phelan

  • Debt Settlement and Income Taxes

  • Reduction of Tax Attributes Due to Discharge of Indebtedness (form 982)

    Education Center

    Debt Solutions Overview

    There are four major debt solutions that allow consumers to get debt relief:

  • Debt Consolidation
  • Debt Settlement
  • Debt Management
  • Bankruptcy

    Side-by-Side Comparison
    Debt Consolidation Overview

    A Quick Summary of Debt Settlement A Debt Management Program

    Bankruptcy Information Consumer Credit Counseling
  • 8 Ways to Consolidate Debt
  • Help With My Credit
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  • About Consumer Credit Counseling Service

    Just about everything you need to know before and after filing bankruptcy.

  • Bankruptcy Basics
  • Affordable Legal Help For Bankruptcy

    Here are the home pages of the three credit reporting agencies.

  • Credit Reporting Agencies There are several federal laws that protect you when dealing with creditors. Here is an explanation of each:

  • Debt Management Plans To Do List
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  • Boost Your Credit Score (PDF)
  • How To Settle With A Debt Collector
  • How Much Do You Owe (Excel)
  • Poor Mans Credit Repair 1.01
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    Taxes


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    Online Payment Agreement
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    • Food Savings


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    Download E-Cookbooks Library Sampler

  • 20 ways to save on groceries
  • 32 ways to save when grocery shopping
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  • 50 ways to save on groceries
  • Feeding a Family for $300 a month?
  • Save on Groceries Before You Leave Home
  • How Much Should My Grocery Budget Be?
  • Save Up to 50% on your grocery bill!

    • Energy Savings


  • Find The Price Of Gas In Your Area
  • How to Save Money on Gas
  • Get your own Driver's Spending Log free in Excel format
  • A Consumer's Guide To Energy Efficiency and Renewable Energy
  • How to Winterize Your Car
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  • The Energy Policy Act of 2005
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  • Will driving to a cheaper gas station save you money?
  • Gas Buddy

    • Loans

  • Free Loan Calculator Download
    Bankrate Overnight Mortgage Averages
    MORTGAGES

  • Mortgage calculator
  • How much house can you afford?
  • Should you refinance your mortgage?
  • Get a biweekly mortgage payment plan
  • Rent or Buy Your Next Home: Which is right for you?
  • 15-Year or 30-Year Mortgage: Which is right for you?
  • Mortgage Calculator: Calculate your payment and more
  • Fixed or Adjustable Rate Mortgage: Which is right for you?
  • Mortgage Points Adviser: Which rate/points combination is right for you?
  • Amortization schedule calculator
  • Home equity loans vs. lines of credit

    Auto Loans

  • Auto loan calculator
  • How much car can you afford?
  • Buy or lease your next car: Which is right for you?
  • Your next car, new or used: Which is right for you?
  • Auto Loan Calculator: Calculate your payment and more
  • Is a hybrid car right for you?
  • Compare low interest rate and rebate
  • How much should you put down?
  • Which is better -- a rebate or special dealer financing?
  • How much will the auto lease really cost?

    Payday Loans

  • Payday loan
    This article at Wikipedia has everything you need to know about Payday Loans.

  • Payday Loans = Costly Cash

    Student Loans

  • Student loans in the United States
  • Student loans in Canada
  • Federal Student Aid

    Legal

  • Last Will and Testament Form
  • Free Legal Documents

    Military Info

    Rights and Benefits

    Servicemembers Civil Relief Act, Simplified
    Military Employment/Reemployment Rights

    Links For All Services (Active, Retired, Veteran)

    MyPay.Dfas.mil - Online Pay Management
    Serviceman's Group Life Insurance
    National Military Family Association
    Red Cross
    Tricare - Military Health Care System
    Thrift Savings Plan
    United Service Organization (USO)
    Veteran's Administration
    Links By Branch Of Service Army

  • Army Home Page
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    Air Force

  • Air Force Home Page
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    Navy

  • Navy Home Page
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  • Navy Federal Credit Union

    Marine Corps

  • Marine Corps Home Page
  • Navy-Marine Corps Relief Society

    Coast Guard

  • Coast Guard Home Page
  • Spouse & Family Info USCG
  • Pay and Allowances

    		•
    Free Downloads

  • Open Office.org - A complete Free office suite including Excel compatible spreadsheets.
  • Coffee Cup Free Zip Program - Recommended for downloading .ZIP files
  • Free Adobe Acrobat Reader - You'll need the free Acrobat Reader program to read the PDF files.
  • AVG Free Anti-virus - Antivirus and antispyware protection for Windows available to download for free
  • AdWare Free - Anti-Virus + Anti-Spyware in One Seamless Application
  • Spybot - Application to scan for spyware, adware, hijackers and other malicious software.
  • Free Desktop Calendar and Planner
    Not much free on the web anymore but this neat desktop calendar is.
  • SpywareBlaster 4.2 - Can block all kinds of spyware that gets delivered through your Web browser.
  • Loan*Calculator! Plus
    Figure your own loans including interest and payment.

    Your Health

  • Free Kid's Health Insurance By State
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  • Quitting Smoking.org
  • WebMD
  • Journal of the American Medical Association
  • Get Help With Your Prescription Medicine From Merck
    or Find other manufactures that can help
  • Living Will

    Fighting Colds & Flu
    Here's to your health

    Concerned about you or your kids catching a cold or getting the flu this winter? Learn what you can do to prevent it, treat it, and get better as soon as possible.

    Credit Cards

  • Credit Card Math
  • Minimum Credit Card Payments Going Up, But How Much?
  • 6 steps to credit card serenity
  • Legal Rights Regarding Credit Cards
  • Card Ratings
  • 10 Things You Should Know About Credit Cards
  • Constant Credit Card Payments
  • The Universal Default Credit Card Clause

    Checking/Savings

  • Your Checking Account
  • Checking Basics
  • Bill Pay Management System - Download your version of the Bill Pay Management System that contains a calculating check register to track your account.

  • Clear CheckBook (HIGHLY RECOMMENDED)
  • PayPal
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  • Just Thrive
  • 401k Help Center

    Insurance

  • Saving Money On Insurance
  • State Insurance Department Web Sites

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  • Quick Quote
  • Royal
  • Transamerica
  • Zurich


  • GAP Insurance
  • Read More About GAP Insurance
  • State Insurance Regulators

    Planning For Retirement

  • Social Security Administration
  • 10 Things To Do Before You Retire
  • AARP
  • IRS Retirement Tips for Individuals
  • Ten Tips for Late Starters To Boost Their Retirement Savings
  • Mapping a retirement plan

    Financial Calculators

    Use this list of financial calculators to help you with your budget, loans, mortgage payment and much more.

  • Budget Calculator

  • Debt Calculator

  • Loan Calculator

  • Mortgage calculator

  • How much house can you afford?
  • Should you refinance your mortgage?
  • Get a biweekly mortgage payment plan
  • Rent or Buy Your Next Home: Which is right for you?
  • 15-Year or 30-Year Mortgage: Which is right for you?
  • Mortgage Calculator: Calculate your payment and more
  • Fixed or Adjustable Rate Mortgage: Which is right for you?
  • Mortgage Points Adviser: Which rate/points combination is right for you?
  • Amortization schedule calculator
  • Home equity loans vs. lines of credit

    Consumer Alerts

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  • Federal Trade Commission
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    Entertainment

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  • Maxxsave.co.uk